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Business Definitions

Business Definitions
Definitions A
Definitions B
Definitions C
Definitions D
Definitions E
Definitions F
Definitions G
Definitions H
Definitions I
Definitions J,K
Definitions L
Definitions M
Definitions N
Definitions O
Definitions P,Q
Definitions R
Definitions S
Definitions T
Definitions U,V
Definitions W,X
Definitions Y,Z


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Escrow Terms and Definitions

Business Terms and Definitions (U and V)

Unearned Income: Income from sources other than wages, commissions, salary or tips, such as dividends, interest payments, and gains from capital assets.

Unemployed: Not having a place to gain meaningful income; Being out of work: Looking for a job.

Unemployment Compensation: Compensation to individuals who are laid off or has lost employment for other reasons. Unemployment Compensation is taxed in the year it is received.

Unemployment Insurance: A system of providing temporary compensation to individuals who have been laid off, not working due to job closure, if fired for specific reasons, or forced out of a job. Those who qualify for unemployment benefits can file and receive a check each week for up to 6 months or more.

Unemployment Tax: A sum that is deducted from income to provide compensation to employees if they become unemployed.

Unfair Competition: Misrepresentation of another or untrue or misleading statements that might cause a competitor to lose business; To cause consumer fraud by misleading advertisements.

Unfair Labor Practices: An act by an employer that is deemed unfair to employees by laws under the National Labor Relations Act. It is illegal for an employer to act against employees who try to form, or join, a union.

Unqualified Deductions: Deductions on individual incomes, and tax shelter losses, large donations to charity that don't match income, prior audits, and excessive business expenses are red flag causes for audits by the IRS.

Unsecured Debt: A debt that is not supported by collateral. An unsecured debt is one that is made on credit worthiness, reputation, or word.

Useful Life: The amount of time that a depreciable asset is expected to be used.

U.S. Treasury Bills: Short term investment vehicles issued by the United States government at a discount in which interest is reported in the year of maturity.

Vacation Home: A second home that is used for rest and relaxation.

VA Loan: A partial guarantee, by the Department of Veterans Affairs, of repayment of mortgage against default by the borrower. The VA provides below market financing for qualified veterans, with no down payment.

Value: In the real estate market, value is the worth of property in monetary terms.

Variable Annuity: A life insurance policy in which the premium is turned into units of stock, in which the the policy holder is paid, upon retirement, according to the performance of the stock portfolio.

Venture Capital: Financial assistance provided to fund startup or developing companies. With venture capital, there is usually a large degree of risk, but if the company becomes successful, the profits may be well worth the risks.

Vesting: When an employee becomes eligible to to receive employee contribution to a retirement plan, such as a 401k, without being penalized.

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