2/23/2018

MoneyMatters101.com Home
Business Definitions

Business Definitions
Definitions A
Definitions B
Definitions C
Definitions D
Definitions E
Definitions F
Definitions G
Definitions H
Definitions I
Definitions J,K
Definitions L
Definitions M
Definitions N
Definitions O
Definitions P,Q
Definitions R
Definitions S
Definitions T
Definitions U,V
Definitions W,X
Definitions Y,Z

Links

Email Us

Tax Definitions

Mortgage Definitions

Foreclosure Terms

Loan Terms and Definitions

Escrow Terms and Definitions





Business Terms and Definitions (R)

Racketeering: The act of extorting money or favors from businesses through the use of intimidating tactics or by other illegal means, including assault, murder, bribery, and fraud.

Real Estate: Land and any permanent structures that are attached to it, such as buildings, fences, trees and water. Below the surface, natural gas, oil, and other minerals are considered to be a part of the property.

Real Estate Investment Trust (REIT): An investor owned entity, such as a corporation, trust, or other organization that concentrates it's holdings to real estate and earns profits by managing income producing properties and/or lending to developers. An REIT must distribute at least 90% of it's earnings to be exempt from federal corporation tax.

Recession: Part of the business cycle in which the economy becomes stagnant, there is an increase in unemployment figures, consumer confidence declines, and a fall in the prices of stock, real estate, and other commodities occur.

Record Owner: The owner of real estate, stocks and bonds, or other assets, as listed in public records.

Recovery: One phase of a business cycle in which the economy rebounds from a recession, depression, or stagnant growth. During a period of recover, consumer confidence increases, there is positive growth in the Gross National Product (GNP), a rise in stock prices, and an increase in employment figures.

Refinance: The taking of a loan on property to pay off an existing debt that adds to the principal owed, thus altering the payments and terms.

Reorganization: The restructuring of a business, through bankruptcy, that permits the business to continue operating after a partial discharge of it's debts.

Repossession: The lawful seizure of assets that were used to secure a loan. A repossession of assets usually occur when all attempts to persuade a borrower to pay obligations on past due payments have failed.

Revolving Credit: A line of credit that is good for a specified period of time but does not have a fixed repayment schedule. With revolving credit, the borrower may use the available money at any time, or repay it at any time without a penalty. Credit cards or other credit arrangements that gives the consumer the option of borrowing against a pre approved amount of credit.

Risk: The taking on of a certain event or thing with uncertainty about how it is going to stand in the end. There are many variations of risk, especially in business. In most cases, the amounts of profit and loss are determined by the degree of risk that is taken.

Risk Management: A system of rules and procedures established to help manage the amount of risk associated with banking, including credit risk, financing, interest rates, financial futures, and hedging devices. Risk management is accomplished by instituting internal controls and contractual arrangements.

Roth IRA: An Individual Retirement Account (IRA) that allows contributors to make contributions to the account with after tax assets. This is done without incurring more tax penalties and the restrictions on withdrawals are less than those on a traditional IRA. The Roth IRA is named after it's writer, the late Senator William V. Roth, Jr., of Delaware.

Book of the Month

Book about investing

Advertise on MoneyMatters101.com

 

Share


Accessibility Policy| Terms Of Use| Privacy Policy| Advertise with Us| Contact Us

Use of this web site constitutes acceptance of the Terms of Use.

We are looking to create more mutually beneficial partnerships. If you are interested in partnering with MoneyMatters101.com, send us your proposal.

MoneyMatters101.com™

Link to MoneyMatters101.com