2/25/2018

MoneyMatters101.com Home
Social Security Information

10 Important Facts
Accurate Records
Apply Online
A Quick History
Are You Ready
A Valuable Possession
Benefits Chart
Benefits For Children
Benefit Payments
Can I Change My Mind
Caring For A Child
Changing Information
Children With Disabilities
Criminal Offenses
Contact SSI
Debt And Social Security
Denial of SS Disability
Direct Express Card
Disability Benefits
Earnings Record
Electronic Payments
Facts About Medicaid
Get Another SS Card
Good Or Bad Idea?
If You Are Divorced
Change Your Name
Increase SS Income
Is SS In Trouble?
Is Social Security Taxed?
Looking Ahead
Marriages, Divorces
Married Couples
Marital Status
Medicaid Benefits
Medicaid (Your Property)
Medicare Benefits
New Changes
No Cost Of Living Increase
ObamaCare
Other SS Facts
Protect Your SS Number
Retirement Benefits
Should I Wait To Collect?
Social Security
SS Not Going Broke!
SS Numbers
SS Goes Electronic
Supplemental SS
Survivor Benefits
Taking Benefits Early
The Income Tax You Pay
The SS Trust Fund
There Are Risks Involved
Think About Retiring
When To Retire
Widow And Widower
Women And SS
Women And SS Facts
You Can Still Work

Links

Email Us

Employee Benefits
Long Term Ins.
Senior Life

Quotes

MoneyMatters101



 

Benefits For Widows And Widowers

An Excerpt from the Social Security Administration Pamphlet: Understanding The Benefits

If you are receiving widow's or widower's benefits, you can switch to your own retirement benefits as early as age 62, assuming your retirement benefit is more than the amount you receive on your deceased spouse's earnings.

In many cases, you can begin receiving benefits at a reduced rate and then switch to the other benefit at the full rate when you reach full retirement age. The rules are complicated and vary depending on your situation, so talk to a Social Security representative about the options available to you.

A family member or other person responsible for the beneficiary's affairs should do the following:

  • Promptly notify Social Security of the beneficiary's death by calling SSA toll-free at 1-800-772-1213. (TTY 1-800-325-0778.)

  • If monthly benefits were being paid via direct deposit, notify the bank or other financial institution of the beneficiary's death. Request that any funds received for the month of death and later be returned to Social Security as soon as possible.

  • If benefits were being paid by check, DO NOT CASH any checks received for the month in which the beneficiary died or thereafter. Return the checks to Social Security as soon as possible.

  • A one-time payment of $255 is payable to the surviving spouse if he or she was living with the beneficiary at the time of death, OR if living apart, was eligible for Social Security benefits on the beneficiary's earnings record for the month of death.

    If there is no surviving spouse, the payment is made to a child who was eligible for benefits on the beneficiary's earnings record in the month of death.

  • Monthly survivors benefits can be paid to certain family members, including the beneficiary's widow or widower, dependent children and dependent parents.

Contact your local Social Security Administration Office for all the latest updates on benefits and filing requirements.

Book of the Month

Book about investing

Advertise on MoneyMatters101.com

 

Share


Accessibility Policy| Terms Of Use| Privacy Policy| Advertise with Us| Contact Us

Use of this web site constitutes acceptance of the Terms of Use.

We are looking to create more mutually beneficial partnerships. If you are interested in partnering with MoneyMatters101.com, send us your proposal.

MoneyMatters101.com™

Link to MoneyMatters101.com