What are Survivor Benefits?
Under the Social Security program, Survivor Benefits are payable to the family of a worker who has died. This is based on the premise that the worker has earned enough credit while he was working.
Who is eligible for Survivors Benefits?
(1) Widows and widowers who are sixty or older.
(2) A widow or widower who is fifty or older and disabled.
(3) A widow or widower who is of any age caring for a child under sixteen years of age or a disabled child who is disabled and receiving Social Security benefits.
(4) Children under eighteen if they are not married.
(5) Children under nineteen who are in elementary or secondary school as a full time student.
(6) Children eighteen or older and severely disabled as long as the disability was started before age twenty two.
Parents who depend on you for at least half of their income.
Is there a special one time death benefit? Yes, if you have enough credits, a special one time payment of Two Hundred Fifty Five dollars will be made after your death to your widow or minor children.
Can a divorced person receive Survivors Benefits? Yes, even if divorced and remarried. An ex-spouse is eligible for benefits when you die.
What must an ex-spouse do to qualify for Survivors Benefits? The ex-spouse must be at least sixty years old and must have been married to you for at least ten years. If disabled, the ex-spouse can receive benefits at the age of fifty.
The ex-spouse can qualify at any age if he or she is caring for a child who is eligible under your record. The ex-spouse must not be eligible for an equal or higher benefit on his or her on record.
The ex-spouse cannot be currently married, unless the remarriage occurred after the age of sixty or the age of fifty for disabled widows or widowers.
Contact your local Social Security Administration Office for further information on filing for survivor benefits.
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