SOCIAL SECURITY (MEDICARE BENEFITS)
Question: What is medicare?
Answer: Medicare is a social program designed to provide basic medical care for the elderly and for people with disabilities.
It provides a basic hospital insurance plan that covers inpatient hospital care, outpatient diagnostic services, extended care, in-home care services and certain follow-up services.
It also provides a medical insurance plan covering doctor fees, outpatient services, and certain other services.
Question: Who is eligible for the hospital insurance?
Answer: When you turn sixty five years of age, you automatically qualify if you are eligible for Social Security or Railroad Retirement Benefits.
You may also qualify on a spouse's record or if you have been getting Social Security disability for twenty four months.
People with permanent kidney failure that require dialysis or a kidney transplant qualify if they are insured or if they are a spouse or child of an insured worker.
If you are sixty five or older and you don't have Medical Insurance, you can purchase it .
Question: How do you get Medicare?
Answer: If you are sixty five and already getting Social Security benefits, you will automatically be enrolled in Medicare.
If you are disabled, you will automatically be enrolled after you have been getting disability benefits for twenty four months.
If you are sixty five, you may sign up for Medicare only if you decide not to sign up for Social Security.
Question: How do I sign up for Medicare benefits?
Answer: You may call or visit any Social Security office.
Note: Medicare and Medicaid are two different programs.
Contact your local Social Security Administration Office for further information on filing for Medicare and Medicaid benefits.
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