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Social Security: Children With Disabilities

If your child has an illness or disability and you have paid into the Social Security Trust Fund, he or she may qualify to collect social security benefits under your record.

There are certain eligibility requirements:

  • The child must be under 18 unless he or she is between 18 and 19 and a full time student still in high school.
  • The child can be 18 or older if their disability started before they turned 22.
  • The child can be biological, a stepchild, adopted, or a dependent grandchild.
  • The child must be unmarried.
  • You will be asked to provide detailed information about any medical conditions the child may have.
  • You may be asked to provide medical reports and records from doctors, therapists, or other professionals that the child has seen.
  • You may be asked to provide records from the school the child is attending or has attended in the past.

In some cases, your child may received benefits rights away or it may take up six months or more for benefits to be approved. This will depend on the time it takes your state's social security agency to determine if your child is disabled and if he or she is, to what extent.

Listed below are examples of conditions that may effect your child's social security disability qualifications:

  • The child is born premature or have a birth weight of below 2 lbs. 10 oz.
  • The child is HIV positive or have been infected with the AIDS virus
  • The child has Cerebral Palsy
  • The child is totally blind
  • The child is deaf
  • The child has Down Syndrome
  • The child has Muscular Dystrophy
  • The child has a mental or intellectual disorder

The Social Security Administration may require a child to take medical examinations by medical professionals of it's choosing. Is such cases, the costs will be paid by the Social Security Administration.

Whether or not a child qualifies for Social Security disability benefits will depend on the income and other resources of family members who live in the household. There are also stipulations that will be based on whether the child is working and how much income he or she earns per month.

Note:  Contact your local Social Security Administration Office for all the latest updates on benefits and filing requirements.

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