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Easy Tips for Extreme Cost Cutting

  • Get rid of high interest rate credit cards
  • Car pool with employees that live close to you
  • Drop any phone company services that you don't need (call waiting, caller ID, three-way calling).
  • Combine cell phone plans with family members.
  • If you homeschool your children, look into state funded virtual academies that provide a computer, Internet access and lessons plans for free.
  • Bargain shop. Buy your groceries when they are on sale. Use coupons and frequent stores that double coupons. Buy throw-a-way items like napkins at bargain stores like Big Lots and 99cent Only stores.
  • If you have a garden or fruit tree, barter your fruit with your neighbors in exchange for services like babysitting.
  • Use public transportation if you can.
  • Don't buy it if you can get it for free. Example: Don't buy a cookbook, when you can find thousands of free recipes on the internet.
  • Check out books from the public library instead of buying books. Most libraries also allow you to use their computers and interent for free.

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