MoneyMatters101.com Home
Easy Money-Saving Tips

All You Can Eat
Back To School
Black Friday
Building A Budget
Bundling Services
Buying Clothes
Buying In Bulk
Buy 1, Get 1 Free
Buy Store Brands
Car Care
Catch It On Sale
Cell Phone Plans
Check Phone Bills
Check Utility Bills
Christmas Shopping
Clearance Sales
Comparison Shopping
Cooling Your Home
Coupon Shopping
Curb Spending
Cutting Costs
Cut Your Own Flowers
Defeat Debt
Easy Tips
Electricity Saving Devices
Energy Appliances
Energy Star
Expensive Hobbies
Family Vacation Tips
Four Tips For Saving
Free Entertainment
Free Los Angeles Events
Free Samples
Frugal Shoppers
Gift Cards
Grocery Shopping
Grocery Manipulation
Heating Your Home
Helping Yourself
Home Improvement
How To Save Gas
Hurricane Supplies
Indoor Lighting
It's Your Money
Layaway Plans
Pocket Change
Printable Coupons
Rebates On Gas
Saving Energy
Saving Money
Save In The Kitchen
Save On Insurance
Save On Utility Bills
Small Savings
Stop Gambling
Stop Using Credit
Survive The Recession
Thrifty Spender
Trying To Keep Up
Why We Can't Save
Yard Sales
Your Laundry


Email Us

Medicaid Benefits
Women and Poverty
Women's Incomes

Scholarships by State

Managing Your Money

Share your money-saving tip


Christmas Shopping

Shop Year Round For Christmas Gifts

It may be a wise idea to think about what you are going to buy for Christmas presents and start making plans to purchase them well before the holiday season arrives. As a matter of fact, the smart way to shop for Christmas, birthdays, and other special occasions is to pick up gifts throughout the year. There are good sales going on all the time and smart shoppers know how to take advantage of them.

You shouldn't wait until the last minute to shop for Christmas. Last minute Christmas shopping is the reason many people start the New Year with a pile of unwanted bills and credit card debt as well as a depletion of money in their bank accounts.

Smart shoppers think ahead. They know that after Christmas has come and gone is not the time to start worrying about how they are going to pay for all the stuff they bought. They shop early and they shop smart. They pick up merchandise that they know is going to make someone happy at Christmas.

Here are some tips on starting a good plan for your Christmas shopping.

  • Make a budget. It's not that hard to do.
  • What is a budget? A budget is a summary of expenses and expenditures for a given length of time. For Christmas, it is a way to spend wisely and to keep control of your money.
  • How do you start a Christmas budget? First, decide on a dollar amount that you are going to spend. Once you decide on a dollar amount, stick to it.
  • Take a tablet and write down the names of the people you are going to buy gifts for and make a list of the merchandise that you want to buy for them.
  • Keep every receipt. This is important because if you decide to spend two hundred dollars per person, you will have records of how much you have spent and how much you have left to buy. Buy a manila envelope and some white letter envelopes. Write on each letter envelope a name of one of the people you're buying presents for. As you buy presents for a particular individual, put the receipt in his or her envelope. By doing this, you can keep up with the number of gifts you are buying and the price of each gift.
  • Check your budget balances frequently. If you know how much you have spent on a person and how much you have left to spend, you will be able to stay in control of your budget.
  • Make use of your computer. If you know that someone on your gift list wants a particular item, go on the internet and look for the best price. Don't waste your time and gas running from store to store looking for merchandise, especially if you know that it's a popular item for children. Or call the stores that carry the item to see if it is in stock. Note: Sometimes a salesman at a store will tell you that the item is in stock because they are to lazy or to busy to go and look for it. And sometimes they will tell you that an item is there just to get you to come into the store. This does happen!

A year long plan can take the stress out of shopping for Christmas. If you buy Christmas gifts throughout the year, it will free up year end money in your bank account and keep you from accumulating credit card debt.

Book of the Month

Book about investing

Advertise on MoneyMatters101.com



Accessibility Policy| Terms Of Use| Privacy Policy| Advertise with Us| Contact Us

Use of this web site constitutes acceptance of the Terms of Use.

We are looking to create more mutually beneficial partnerships. If you are interested in partnering with MoneyMatters101.com, send us your proposal.


Link to MoneyMatters101.com