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Job Stability

In today's fast paced economy, job stability is not nearly as prevalent as it once was and with companies downsizing, outsourcing, and moving to other countries in search of cheaper labor, it is probably more than likely that many of us will have to change jobs two or more times over the course of our working lives.

Based on published reports, from both government and independent agencies, retirement with a decent pension, medical and dental insurance for retirees, and even social security benefits, may not be as readily available as it was in years past.

That is why it is vital for individual workers to participate in 401k plans, to purchase of stocks and bonds, and to participate in other programs and investment opportunities designed by lawmakers and employers to help bolster financial security after retirement.

Recently, rules and regulations were passed concerning 401k plans and other job related savings and investment funds giving workers the opportunity to move their funds with them if they change jobs.

Not all employers are willing to provide the necessary resources for retirement savings and other benefits, but most are.

Employers understand that it is to the company's advantage to give their employee's benefits and incentives to make the employee want to stay with the company.

A continual turnover of employees tend to drain a company of it's most valuable resource, it's skilled workers. And the cost to train and maintain new employees usually ends up eating away at the company's profits.

Retirement packages and medical and dental plans for retiree's give employees something to look forward to and helps to keep morale and productivity up.

There are other ways to look out for your future. The purchase of a home and other investment properties is also a good way to help insure future security. Most real property either increases in value over time or at least maintains its purchase value.

Starting a business or buying an existing business or franchise may be good for those who have faith, in themselves, that they can make a good living without punching a time clock for someone else.

Job stability means security for you and your family. It is a burden on the average person to be unsure if their job is safe or if they are going to be unemployed, especially if children are involved.

There are still many jobs to be found that do offer financial stability and benefits such as good retirement plans, health care and other incentives.

But like everything else, those jobs don't come along every day, so if you get one, try to hold on to it.



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