If there is a disaster, will you be able to get your hands on your money if you need it?
The way you have your finances set up is crucial to a well thought out plan for an emergency. During an emergency, like any other time, you may need to purchase food and water, medical supplies, and if necessary, you may have to spend a few days in a hotel or motel, rent a car, or pay for other necessities.
If the unthinkable happens, you may lose access to your bank, credit union, or your ATM. You may not be able to use your credit cards or your bank debit cards. If this happens, what would you do?
The best thing you can do is to ensure that you and your family can survive a disaster is to plan ahead. If you have to evacuate in a hurry, it is imperative that you have cash or travelers checks in your emergency kit in case you need to purchase supplies.
Signing up for direct deposit or the Direct Express card is a simple but important step that can help protect your family's access to funds in case an emergency happens. If you or those close to you are still receiving Social Security or other federal benefits by check, please consider switching to one of theses safer, easier options today.
(1) Arrange electronic payments for your paycheck and federal benefits.
(2) The Direct Express prepaid debit card is designed as a safe and easy alternative to paper checks for people who don't have a bank account. Sign up is easy. Call toll-free at (877) 212-9991 (phone), (866) 569-0447 (TTY) or sign up online at www.USDirectExpress.com.
The likelihood that you and your family will recover from an emergency tomorrow often depends on the planning and preparation done today.
Listed below are talking points developed by FEMA that will help you in making you and your family as prepared as possible if there is a disaster in the area in which you live.
(2) Be informed
(9) Emergency kit
(10) Emergency money
(11) Fire safety
(12) Get involved
(14) Important documents
(15) Make a plan
(16) Medical supplies
(18) Stay or go
(21) Working together
Preparing Makes Sense. Get Ready Now.
Information was developed by the U.S. Department of Homeland Security in consultation with AARP, the American Red Cross and the National Organization on Disability.
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