3/26/2017

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Shopping For Clothes Using Dollars And Sense

When you spend money on clothes, especially if you are on a budget, you have to think smart, be calculating, and keep an open mind as to what you can afford to buy, as opposed to what you want to wear, because being hip and fashionable can be very costly.

The art of being fashionable is, more often than not, different for different people and how much money you spend on your clothes depends a lot on the circumstances in which you find yourself in.

  • Some people may like riding motor cycles. If you ride motor cycles, your personal style of fashion may be jeans, a pull over shirt, a Harley Davidson leather jacket, and cowboy boots.
  • If you work in a corporate setting, your favorite attire may be a Prada dress, an Armani blouse, and a pair of Ferragamo shoes.
  • If you are a part of the hip hop scene, you may like wearing Sean John slacks, Rocawear shirts, and Nike tennis shoes.

Regardless of your tastes in clothing, in one way or another, you are fashion conscious. In your circle of family, friends, and associates, you may feel the need to be dressed in similar styles of clothing. It does not have to be competitive, but it can be and it can get expensive. That is why billions of dollars are spent yearly on clothing and clothing accessories.

Regardless to whether you are rich, poor, middle class or anywhere in between, clothes and fashionable accessories can be a drain on the pocketbook, and if you are on a budget, it can be a make it or break it situation, meaning, you can spend yourself into a world of bad debt. You have to learn to control your spending and make sense with your shopping dollars.

Shopping with common sense is a healthy way to live within your financial means. It may not seem doable at first, but once you learn to keep your needs ahead of your wants, you will be able to make spending choices that make good financial sense. Making good spending choices on clothes will keep you out of unwanted, and unnecessary, debt.

Where you shop and your favorite name brands are indications of what your tastes are in clothing and how much money you are willing to spend makes a big impact on your finances. If you shop in luxury boutiques or in high end department stores, you will pay more for clothes and accessories.

Sometimes, it is better to compare brands before making a purchase because you might find clothing that you really like in brands that you have not tried before, and they may be much less expensive.

The more expensive designer brands does not necessarily mean better quality. Some of the least expensive brands are just as good, if not better than, some name brand more expensive products. Keep in mind, when you buy an expensive brand, much of your money is paid for the brand's name, not for product itself. This is not to infer in any way that brand named clothing is inferior to cheaper brands. It is meant to say that you may be able to get clothes that are just as good with a less well known, less expensive, label on them.

No one can better save money on your clothing than you can. Start by comparison shopping, making lists of what you can live with and what you can live without. Don't impulse buy and never let a salesperson talk you into buying clothing and accessories that you know you don't need.

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