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Store-Specific Credit Cards vs. Major Credit Cards

What is a Store-Specific Credit Card?

A store-specific credit card is a credit card that is only valid at the store that gave it to you. For example, if you have a Target credit card, you can only use the card at Target stores.

Store-specific credit cards usually have higher interest rates than major credit cards like Visa, Mastercard and American Express.


Where to get a Store-Specific Credit Card?

You can only apply for a store-specific credit card at the specific store. For example, if you want a Target credit card, you have to apply for the credit card at a Target store.

What is a Major Credit Card?

Major credit cards are accepted in a wide variety of places and venues. The most common major credit cards are: Visa, Mastercard and American Express.

Most major credit cards charge an annual fee. The amount of the annual fee depends on the bank that issued the card.

Where to get a Major Credit Card?

Most banks and financial institutions can provide a customer with an application for one of the major credit cards.

The Best Type of Credit Card?

The best type of credit card is a card with a low interest rate and a low late-payment fee.

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