A plan without a budget is labeled failure.
Balance--The power or ability to decide--the pleasing harmony of various elements, equality of debits and credits in an account, and to find any difference that may exist between the debit and credit sides of an account to equalize the two sides into unity.
Being in balance is the most important element to following Christ as one of his disciples. Disciples follow the instructions given to them by their leader. Christ is our leader, and he requires that we balance our finances. "A false balance is abomination to the Lord; but a just weight is his delight" (Proverbs 11:1, KJV).
It is up to us to decide, to choose, what is right; this will keep us in balance. Should I purchase that house or that car if the purchase will cause me to be over extended and say that the Lord blessed me with it? I think not.
The first step for all of us is to complete a financial inventory. We must have a budget. A plan without a budget is labeled Failure in Big Red Letters. Record all of your income and then record all of your expenses. The Balancing should include a plan for contingencies, things that might happen.
Finally, every budget must allow for savings. The test of harmony for your finances is when your income covers without a problem all of your expenses, contingencies, and savings. Breaking the balance by purchasing an item that does not fit within the budget is to be undisciplined. Impulsive spending does not work with a budget.
Please listen to what I am saying; if you keep spending what you don't have, you will owe out of what you don't have yet. If you keep pulling from what you don't have ye you will never be free. Your problem could be that you just can't live on the amount of income currently at your disposal. You need more income or fewer expenses.
The Word of God tells us to, "Honor the Lord with thy substance, and with the first fruits of all thine increase; So shall thy barns be filled with plenty, and thy presses shall burst out with new wine" (Proverbs 3:9-10, KJV). The Lord has promised to supply all of our needs and believe me he knows that we all have needs.
Philippians 4:19 " But my God shall supply all your need according to his riches in glory by Christ Jesus" (KJV). Matthew 6:25-34 also tells us not to worry about our needs. Our heavenly Father is responsible for our needs.
"Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important that clothes? Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Aa re you not much more valuable than they? Who of you by worrying can add a single hour to his life?
And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin. Yet I tell you that not even Solomon in all his splendor was dressed like one of these. If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith? So do not worry, saying 'What shall we wear?
For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well. therefore do not worry about tomorrow for tomorrow will worry about itself. Each day has enough trouble of its own" (NIV).
The Lord will increase you for he is the one who gives you the power to get wealth, Deuteronomy 8:18, "But thou shalt remember the Lord thy God: for it is he that giveth thee power to get wealth, that he may establish his covenant which he sware unto thy fathers, as it is this day" (KJV).
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