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Buying An Engagement Ring

For a man, buying an engagement ring can be one of the most exciting times of his life, however, it can also be one of the most daunting tasks that he will ever have to face. Finding the right engagement ring isn't exactly like buying a house or a car. You have to pick out the ring according to what someone else likes to wear and that, in itself, is not an easy task.

There are certain things you can do to ensure that you are making the right decisions on the type of engagement ring that your future wife will be proud to wear. Below are a few tips that can help make a decision on how to pick the ring of your wife's dream.

  • Ring size is very important and you've got to know it if you plan to surprise her. Her ring size is one of the most important elements in picking out a ring, especially if your future fiance accepts the proposal, is not with you when you go to purchase it. If you don't want to ask her, ask her parents if you are in contact with them. If her parents have bought her jewelry lately, they should know her ring size. You make also ask one of her close friends to find out for you.
  • Check out her style. Today, more couples are going and shopping for rings together but if you want to go the traditional route and pick out a ring by yourself, be sure you know what style of ring she will want to wear. You can ask her friends and family for help and you pay attention to the style of jewelry she wears on a daily basis. Is she more into diamonds or other stones, or does she like vintage jewelry. Does she have a preference between gold, silver, or platinum.
  • Know the four c's. The four c's are cut, clarity, color and carat. If you need help in picking out a ring based on the four c's, a jeweler can should be able to help you out.
  • Picking a price range. Don't buy a ring that will put you so deep in debt that you may have problems recovering financially. Choose a ring based on what you can afford. Traditionally, the ring is suppose to cost about two months of your salary. However, you can spend less and still find a ring she will love.
  • Choosing a wedding band. Keep in mind that an engagement ring should be available with a matching wedding band. Your fiance may have a set in mind, so do a little investigative work before making a final decision on the engagement ring and the the matching wedding band.
  • Find a good jewelry store. Find a store that have good return policies and check with the Better Business Bureau to find out if the store has had any complaints. You should know this because an engagement ring/wedding band set will probably be one of the most important purchases you will ever buy.
  • Know how to negotiate. Always remember that what you pay for a ring is going to be more than what it is actually worth anyway, so don't let the jeweler persuade you to spend more than you can afford. Know your budget and stick to it.
  • Purchase insurance because you can never know what may happen to the ring. You might lose it or break it. Buying an engagement ring can be very expensive, so make sure that the insurance you purchase will cover repair and replacement costs.

Before you buy an engagement ring, shop around a little. Each store will have different styles and prices and make sure you carefully inspect the ring you want because the ring may have an imperfection. the most important tip when buying any ring is to take your time and spend your money wisely.

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