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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of July.

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting A Business: Due diligence is not just a process, it is also a reality test -- a test of whether the factors driving the deal and making it look attractive to the parties are real or illusory. Due diligence is not a quest to find the deal-breakers but a test of the value proposition underlying the transaction to.........


Social Security: Social Security Numbers are used for the tracking of certain services and benefits such as Social Security, retirement, disability benefits, death benefits, Medicare, Medicaid, supplemental security income, social services for adults and children, unemployment compensation, and ........


Credit and Debt: Most people, especially those who accumulate assets, live most of their lives in debt.  A mortgage for a home, farm, ranch, rental property, or other purchases that run into the hundreds of thousands of dollars usually take........


Book of the Month





Attention Veterans!

VA base home loan lending limits are up to $424,100.

Attention Veterans: The GI Bill is there for you! One of the easiest, fastest, and least costly ways for a veteran to purchase a home is offered through the Montgomery GI Bill.

A veteran who meets eligibility qualifications can purchase a home with "0" down payment, reduced closing costs, and interest rates that are usually comparable to, or lower than, conventional rates. There is no prepayment penalty, no mortgage insurance, and qualification standards, credit and income, are less stringent than with other options. This substantially increases the chances of a veteran who wants to purchase a home.

You are eligible for VA loan benefits if you served on active duty in the Army, Navy, Air Force, Marine Corps, or Coast Guard for:

(1) 24 continuous months or more, or the full term ordered to serve.

(2) At least 181 days of continuous service during peacetime.

(3) Not less 90 days during wartime.

(4) VA real estate loan benefits also apply if........

"All barrier busting and personal growth begins the moment you are willing to accept the truth about yourself."
~Daniel T. Drubin~


Retirement Humor

Your mind and body lets you know when it's time to start seriously thinking about retiring.

You know when you're getting close to retirement when:

(1) Your joints are more accurate than the National Weather Service.

(2) Your investment in health insurance is finally beginning to pay off.

(3) The twinkle in your eye is only the reflection of the sun on your bifocals.

(4) You finally got your head together, now your body is falling apart.

(5) You wake up with that morning-after feeling and you didn't do anything the night before.

(6) You don't care where your wife goes, just so you don't have to go along.

(7) It takes twice as long to........


Think Smart...

Money saving tip of the week...

Around The Home...


Books make excellent gifts...

Travel Photos...

Definition of the week...What is Startup Capital?


"You can't go forward and backwards at the same time."
~Steve Harvey~

Make Your Kid a Money Genius (Even If You're Not)

A Parents' Guide For Kids 3 to 23
by Beth Kobliner

From Beth Kobliner, the author of the bestselling personal finance bible Get a Financial Life—a new, must-have guide showing parents how to teach their children (from toddlers to young adults) to manage money in a smart way.

Many of us think we can have the “money talk” when our kids are old enough to get it...which won’t be for years, right? But get this: Research shows that even preschoolers can understand basic money concepts, and a study from Cambridge University confirmed that basic money habits are formed by the age of seven. Oh, and research shows the number one influence on kids’ financial behaviors is mom and dad. Clearly, we can’t afford to wait.

Make Your Kid a Money Genius (Even If You’re Not)is a jargon-free, step-by-step guide to help parents of all income levels teach their kids—from ages three to twenty-three—about money. It turns out the key to raising a money genius isn’t to teach that four quarters equal a dollar or........





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