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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of September

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting a Business: Imagine what it would be liketo have a financial plan that gives you predictability, control and tax advantages-a method that lets you bank on yourself, rather than......

Grants For College:
Getting a college education is very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: What is Supplemental Security Income? Supplemental Security Income is monthly payments made to people with low income or few assets. It is called SSI but it doesnot come from........

Credit and Debt: When spending time with friends, you should always know your limitations when it comes to your budget. Always know when to say no if you don't have the money to spend, especially if........


Book of the Month




Reduce The Cost Of A College Education

"The best guidance you can give your child is a path to a higher education."
~Alvaretta Roberts~

To get a college degree, or more than one, is a great life experience that most people, young or old, rich or poor, want more than anything else. Enrolling in college has become very competitive because there are more and more students graduating from high school every year with an eye on getting a higher education.

Tuition has risen substantially over the past few years and this has made getting a college education very expensive. Several states have been forced to cut back on the funding that is needed to keep classrooms open with qualified professors.

The average yearly costs for tuition, room and board, and related expenses is $50,000 or more. This adds up to over $250,000 for a four to five year stint in college. Many student find themselves graduating from college owing up to $100,000 or more in student loans and it can cripple the household budgets of their parents who go into long term debt to help pay for their children's college education.

There are ways to help reduce the cost of college. It is a good idea to start looking into ways that will help lower your family's contribution as soon as possible. Listed below are several things you can do help pay for college tuition.

Need Based Aid: This aid is based on several factors starting with the number of people in the family, the the number of children currently in school, how much the school charges for tuition, and your income and household expenses.

The first thing you should do is to complete a Free Application for Federal Student Aid form (FAFSA). The information on the FAFSA form combined with your income tax statements will help the federal government calculate your expected family contribution.

Grants and Scholarships: Start looking at ways to win grants, scholarships, fellowships, and other financial incentives as soon as possible. Check with employers, churches, clubs, military service organizations, and other social and business entities to find out if........


"Learn everything you can, anytime you can, from anyone you can – there will always come a time when you will be grateful you did."
~Sarah Cardwell~


Finding A Job

Even though the economy is slowly recovering and job creation is gaining strength, many people are still finding it difficult to find full time, good paying jobs.

We work to pay our bills, buy food and clothing, pay our housing expenses, save money, and if we have children, we have to take care of their needs. The question for most of us is, where do we find a good paying job that offers medical and dental benefits, retirement plans, longevity, and a chance for advancement?

Job markets are actually based on local and worldwide economic conditions such as recession and stagnation, inflation, wars, long term weather and environmental conditions, fuel availability and pricing, political stability or instability, and other issues.

Your main concern in finding the right job should be recognizing your own skills, talents and abilities. Are you preparing yourself for what lies ahead in your life and do you understand what it is going to take in order for you to succeed in today's competitive job market?

Where do you start looking for job opportunities? Your state's Employment Development Department (EDD) is the best place to start. If you have been laid off, just gotten out of the military, or if you are........


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Definition of the week...What are Mineral Rights?


"No man has the right to dictate what other men should perceive, create or produce, but all should be encouraged to reveal themselves, their perceptions and emotions, and to build confidence in the creative spirit."
~Ansel Adams~


Quick And Nimble

Lessons from Leading CEOs on How to Create a Culture of Innovation
By Adam Bryant

More than two hundred CEOs reveal their candid insights on how to build and foster a corporate culture that encourages innovation and drives results.

In Quick and Nimble, Adam Bryant draws on interviews with more than two hundred CEOs to offer business leaders the wisdom and guidance to move an organization faster, to be quick and nimble, and to rekindle the whatever-it-takes collective spark of a start-up workplace, all with the goal of innovating and thriving in a relentlessly challenging global economy.

By analyzing the lessons that these leaders have shared in his regular "Corner Office" feature in The New York Times, Bryant has identified the biggest drivers of corporate culture, bringing them to life with real-world examples that reflect this hard-earned wisdom.

These men and women--whose ranks include Jeff Weiner of LinkedIn, Tony Hsieh of Zappos, Angie Hicks of Angie's List, Steve Case of Revolution (and formerly AOL), and Amy Gutmann of the University of Pennsylvania--offer useful insights and strategies for creating a corporate culture of innovation and........



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