Category Links

About Us
Business Women
Drugs And Alcohol
Employee Benefits
Financial Health
Finding A Job
Gas And Oil
Going Green
Home Improvements
Identity Theft
Income Tax
Investing Wisely
Living Trusts/Wills
Military Careers
Money Saving Tips I
Money Saving Tips II
Plan Your Business
Real Estate
Recommended Books
Senior Living
Social Security
Start A Business
Structured Settlements
The Economy
The Internet
The Law
Travel And Vacation
Work Environment


Email Us

Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of March.

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting A Business: People have wildly held views on partnering with family members. Some say go for it and save a bundle. Others say avoid it at all costs. I fall somewhere in between. I believe that having family members on your team, or even partnering with them, is a good idea as long as........


Social Security: Not everyone is in the position to wait until full retirement age to start collecting their Social Security benefits. It's not because they are being greedy or not smart enough to know better, but the decision is made because they need the money now. Those who propose that people wait until full retirement age are not wrong by any........


Credit and Debt: Someone who is not in debt appreciates a telephone ringing because a person without excess debt does not fear creditors. A person without excess debt goes to the mailbox with general malaise, and doesn't feel the stomach clenching fear when a handful of bills appear. Someone without a lot of debt can enjoy shopping, can........


Book of the Month





Starting A Business? Do You Have A Plan?

You need short and long term goals and a clear cut vision when starting a business.

Every year thousands of businesses are started by individuals and by groups of people who have the desire to build companies that will one day grow into profitable entities. They want to be able to compete on a level playing field, be governed by fair business laws, and be given the opportunity to work hard in an effort to find a fair amount of success.

Many entrepreneurs jump into the business arena without hesitation, without experience, without a plan, and without a vision. Some succeed way beyond their own expectations while others don't fair so well. This is to be expected, because even with a plan, there is no guarantee of success, but success is more likely if there is a good, well thought out, plan.

Most business people would agree that having some sort of vision would definitely be helpful when starting a company, no matter what type it is. Careful planning may be the catalyst that........


"Life has many chapters. Just because you're at a bad chapter, it doesn't mean it's the end of the book."
~Anonymous Author~



As a student, finding scholarships and grants is very important if you want to offset the high cost of getting a college education.

There are literally thousands of scholarships offered to college students by private and government agencies throughout the country. Many scholarships are given by large business enterprises, small businesses, local businesses, private citizens, schools, churches and banks.

Check with your states' Department of Education for a list of scholarships being offered in your state. There are also many grants, loans, and other financial aid packages available that you won't find out about unless you do some serious research.

As a student, you have to do your homework and start your scholarship search as early as your sophomore and junior years of high school. Even though you may not be able to apply for certain scholarships until your junior or senior year of high school, it is to your advantage to get a head start on knowing where to apply and what the criteria is for applying.

Some agencies or individual entities may require you to fill out an application or other........


Think Smart...

Money saving tip of the week...

Around The Home...


Books make excellent gifts...

Travel Photos...

Definition of the week...Income Tax: What are Separate Returns?


"People that put themselves above others will fall longer and harder."
~Gina Lindley~


The Third Wave

An Entrepreneur’s Vision of the Future
by Steve Case

The title of America Online cofounder Steve Case’s new book, The Third Wave, refers to his idea that we are entering a new phase of Internet use—one that will require tech entrepreneurs to rethink their relationships with customers, competitors, and governments. In the framework that Case lays out, the First Wave of the Internet saw AOL and other companies lay the foundations for consumers to connect to the Internet. In the Second Wave, companies like Google and Facebook build on top of these basic structures to create search and social networking capabilities. Now, Case argues, we’re entering the Third Wave, a period in which entrepreneurs will transform major “real world” sectors like health, education, transportation, energy, and food—and, in the process, change the way we live our daily lives.

The Third Wave of the Internet will be defined not by the Internet of Things; it will be defined by the Internet of Everything. We are entering a new phase of technological evolution, a phase where the Internet will be fully integrated into every part of our lives—how we learn, how we heal, how we manage our finances, how we get around, how we work, even what we eat. As the Third Wave gains momentum, every industry leader in every economic sector is at risk of being disrupted. Think about what’s been happening in Silicon Valley over the past few decades and imagine what it will look like when we apply that same culture of innovation and scope of ambition to every part of our economy. That’s the Third Wave—and it’s not just coming; it’s here.

A Healthy Healthcare System

If you’re a tech entrepreneur looking for an industry to disrupt, what better place to begin than the healthcare system? For starters, it’s massive—making up one-sixth of the U.S. economy. On top of that, healthcare industry incumbents have been disturbingly slow in the adoption of technology. As most can attest, going to a hospital often feels like you’re stepping back in time. Many hospitals still use paper medical records and fax machines. Most can’t even tell you what their services cost. And most research and development is focused on medical devices and pharmaceuticals, with very little focus on how to use connected technology to improve outcomes. The lack of coordination and actionable data makes for a tenuous healthcare system, riddled with error. As patients, we are expected to seek expensive second opinions, not because insurance companies want us to but because misdiagnosis is disconcertingly common. In September 2011, for example, MD Anderson researchers found that as much as 25 percent of the time, a second opinion results in a change of diagnosis.

And yet for decades, complacency has been held up like a value to behold. If you’ve ever wondered why the American healthcare system costs more than other advanced countries’ but doesn’t produce better results, this is why. Our hospitals are stuck in a........




MoneyMatters101.com logo