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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of January

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting a Business: What is a copyright? A copyright is a package of legal rights that protect the works of authors, composers, artists, musicians, producers, and........

Grants For College:
Getting a college education is very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: If you are at least twenty five years old and your employer deducts taxes that goes into your Social Security fund, a statement should be issued to........

Credit and Debt: A study done by Ohio State University showed that people who spend time worrying about debt are less healthy than those who are........


Book of the Month




Do You Have A Vision?

If you are serious about starting a business, there are many things that should be considered before you open shop.

Some people are blessed with a natural ability to quickly build something out of nothing and know how to manipulate situations to benefit their interests. Others are not that fortunate because they don't have the Midas Touch. They have to work hard at staying afloat long enough to get their businesses on solid footing.

When a company is first started, there is no way to predict whether it is going to fail or succeed. Most successful companies are started on a whim by people just like you and me. What separates the business winners from the losers is how each strives to bring his or her vision to fruition.

Many entrepreneurs jump into the business arena without hesitation, without experience, without a plan, and without a vision. Some succeed way beyond their own expectations while others don't fair so well. This is to be expected, because even with a plan, there is no guarantee of success, but success is more likely if there is a good, well thought out, plan.

  • Do you have a business plan?
  • Do you have a vision for your business?
  • Do you have workable goals?

Most business people would agree that having some sort of vision would definitely be helpful when starting a company, no matter what type it is. Careful planning may be the catalyst that gets your business up and running on the........


"Dreaming dreams and having visions is fine, but in order to make them a reality, goals must be set. When setting goals, there must be specific guidelines to follow in order to track your progress. By following these guidelines, you will increase your chances of success."
~Dwayne Clemons~


Collecting Your Social Security Benefits?

Is waiting to start collecting Social Security benefits a good idea?

With people living longer than ever before, it has become very important to plan for your retirement years in a way that will give you the maximum amount of income for the maximum amount of years. You should take into account the incomes you will receive, not just from your employer based retirement plan and other investments, but also the benefits you will receive from Social Security.

Social Security benefits are a very important source of income for most people. As a matter of fact, most elderly people grow to rely on Social Security as their main source of income. It helps them maintain a lifestyle that they wouldn't be able to lead otherwise.

Did you know that over half of all Americans file for Social Security benefits at age 62? This is the earliest age, depending on the year you were born, that you can start receiving benefits. Click here to view the Social Security age chart.

The age you decide to start collecting your Social Security benefits is very important. This is because you can boost your lifetime payout of Social Security income if you delay collecting it by just a few years. Does it make sense for you to wait? It depends on your financial........


Think Smart...

Money saving tip of the week...

Around The Home...


Books make excellent gifts...

Travel Photos...

Definition of the week...What does Tax Exempt mean?


The National Football League (NFL)

The National Football League (NFL) is an organization that is made up of individuals and corporations that own and operate professional football franchises (teams) in major metropolitan areas in the United States.

Today, there are 32 teams in the National Football League. They are equally divided between the National Football Conference (NFC) and the American Football Conference (AFC).


"It is right to expect the head of a company to be the chief motivator of its managers and employees. This means that he or she must measure success, provide guidelines, select managers more systematically, and audit management. My rule is to always and invariably keep to the long view: to win the war, not just the battle."
~Helmut Maucher~


Enjoy Your Money!

How to Make It, Save It, Invest It and Give It
by J. Steve Miller

Most people aren't enjoying their money. Trapped in boring jobs and weighed down with debt, they can't seem to get ahead.

This multiple award winning book can help you get out of debt and accumulate wealth; get ahead, even when the work you love doesn't produce big bucks;find your strengths and passions and make a living with them; live a more fulfilled life.

Readers love its combination of solid research with an entertaining story line, making it the ideal financial book for people who don't like financial books. One professor called it "A fast, fun read with practical and often remarkable insights." A CPA observed, "It's rare and refreshing to find a book so enjoyable, so accurate, and........


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