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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of August

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Finance Topic of the Month: The internet has made banking and other business transactions a lot easier because.......

Investing Wisely: The decision whether to invest your monthly excess cash into savings account or paying off........

Grants For College:
Getting a college education has become very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: Retirement can have more than one meaning these days. It can mean that you have........

Credit and Debt: Consumers today are up to their eyeballs in debt. And many people don't realize it until their good credit.......


Book of the Month




Social Security (Medicare Benefits)

Medicare is a social program designed to provide basic medical care for the elderly and for people with disabilities.

Medicare provides a basic hospital insurance plan that covers inpatient hospital care, outpatient diagnostic services, extended care, in-home care services and certain follow-up services. It also provides a medical insurance plan covering doctor fees, outpatient services, and certain other services.

When you turn sixty five years of age, you automatically qualify if you are eligible for Social Security or Railroad Retirement Benefits. You may also qualify on a spouse's record or if you have been getting Social Security disability for twenty four months.

People with permanent kidney failure that require dialysis or a kidney transplant qualify if they are insured or if they are a spouse or child of an insured worker. If you are sixty five or older and you don't have Medical Insurance, you can purchase it .

If you are sixty five and already getting Social Security benefits, you will automatically be enrolled in Medicare. If you are disabled, you will automatically be enrolled after you have been getting disability benefits for........



"You are the sum total of your choices. Becoming happier and more productive just means you'll be making different choices. You are successful when you enjoy your life and fulfill your potential."
~Tom Hopkins~



Buying A Franchise

If you're thinking about starting a business, a franchise may be the way to go.

A franchise is the right given to another to sell, market products, or provide services, using a proven method of operation, for a specified fee or a share of the profits that are generated by the franchise.

The franchiser, the company that owns the brand name or product line, provides the franchisee, the individual who purchases the rights to the franchise, with the company name and logo, the product, the advertising, and the necessary training to operate the business.

What are some of the advantages of buying a franchise as opposed to starting a business from scratch? A franchise should already have a proven tract record as far as name recognition is concerned, a proven line of products and or services, and a parent company that provides training and support.

Because a company has a franchise name, does it make it a good place to do business? In many cases, it does, but there will always be instances in which a customer is not satisfied with a product or services no matter who the provider is.

All franchisers have a vested interest in making sure that the franchisee is capable of providing excellent products and services at all times. They want customers to feel comfortable with their name brand so they send inspectors and trainers out on a regular basic to inspect the franchisee's business and to make sure that the business is........


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Definition of the week...What is Errors and Ommissions Insurance?



"Don't bother just to be better than your contemporaries or predecessors.
Try to be better than yourself!"
~William Faulkner~



Your Personalized Path to Financial Success
By Roger James Hamilton

The Millionaire Master Plan is a unique and fresh approach as to how individuals can not only get a sense of where they stand on the spectrum of personal wealth, but more importantly, how they can learn to ascend from their present state to a higher level.

Roger James Hamilton, himself a highly successful entrepreneur and successful investor, has designed nine steps - from barely surviving - all the way to the highest level of ultimate wealth for life - and he lays out his nine steps in an easy-to-understand color-coded manner that ranges from red (barely living paycheck-to-paycheck) all the way to ultra-violet where generating income is simply no longer a worry).

Along the way, the reader first takes a quick test to determine where one is on the financial spectrum, and then Hamilton provides key insights and practical tips as to how one can........


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