Category Links

About Us
Business Women
Employee Benefits
Financial Health
Finding A Job
Gas And Oil
Going Green
Home Improvements
Identity Theft
Income Tax
Investing Wisely
Living Trusts/Wills
Military Careers
Money Saving Tips I
Money Saving Tips II
Plan Your Business
Real Estate
Recommended Books
Social Security
Start A Business
Structured Settlements
The Economy
The Internet
The Law
Travel And Vacation
Work Environment


Email Us

Sports and Money

Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of April

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting a Business: The most important aspect of any successful business is cultivating and maintaining customer loyalty. When customers feel that service is good and their business is appreciated, they will come back........

Grants For College:
Getting a college education is very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: Social Security Goes All Electronic: Federal benefits now paid by direct deposit or prepaid debit card. Paying benefits electronically is safer, faster, and more........

Credit and Debt: It is very important to pay attention to what is happening with your money because if you don't, you may end up with financial problems such as........


Book of the Month




401k Plans

What are 401k plans and how do they effect short and long term retirement plans?

A 401(k) Plan is a cash or deferred pay plan that some companies offer their employees if the company has a profit sharing or stock bonus plan. In a 401(k) plan, employees are given the opportunity to invest in additional tax sheltered pay.

Contributions to the 401(k) plan generally takes the form of salary reduction deferrals although the company may offer to contribute to a 401(k) plan trust account if the employee agrees not to take a salary increase.

Under the salary reduction agreement, the employee elects to contribute a specified amount of pay to the 401(k) plan instead of receiving the wages as regular salary. The contribution under the salary deduction agreement is treated as a contribution by the employer that is not taxable if the annual contribution limits are not exceeded. As a result of the elective salary deferrals, the employee is allowed to defer tax on that portion of salary and get a tax free buildup of earnings within the 401(k) account.

There are limits placed on the amount of salary that an employee can contribute to the elective deferrals account that are not subject to income tax withholdings but are subject to Social Security and Medicare withholdings. Under the 401(k) plan, laws govern the........


"It is easy to dodge our responsibilities, but we cannot dodge the consequences of dodging our responsibilities."
~Josiah Stampr~


Social Security

11 Things You Can Do To Protect Your Social Security Number.

Don't give out your social security number unless you know that it going to be safeguarded by the person or company you are giving it to.

Your social security number is vital to everything you hold near and dear. It should be protected as though it is a top secret government document. No one should be allowed access to it unless you are absolutely sure that they will not use it for illicit purposes.

In other words, your social security number should be your top secret. It is the path to your credit history, credit cards, personal and legal information, and your bank accounts. With it, a identity thief can take control of your life and do such harm that it could cost you tens of thousands of dollars and take years to repair.

Once you are given a social security card, the number on it is yours to use when needed. Throughout your life, you will be required to give it out for one reason or another. It is very important that you keep it safe. It should be locked away or kept in a secure location.

Children are particularly vulnerable, especially babies. An identity thief can take your child's social security number and use it for years before anyone catches on. By then, the damage is done and someone, probably the parents, will have to undo the mess.

But it's not just children who are preyed upon. The elderly are also at a greater risk of having their social security number. Con artists and identity thieves often target the elderly, especially those who are sick and feeble and can't defend themselves. Not everyone is out to take advantage of you by using your social security number for ill gotten gains, but they may inadvertently pass it on to someone who........


Think Smart...

Money saving tip of the week...

Around The Home...


Books make excellent gifts...

Travel Photos...

Definition of the week...What is a sole proprietorship?


The National Basketball Association (NBA)

The National Basketball Association (NBA) is a professional basketball league with franchises located in major metropolitan areas in the United States and Canada. During preseason, games are sometimes played in cities outside North America.

Today, there are 30 teams in the NBA which is divided into two conferences, the east and the west. Each conference has three divisions and each division has........


"Between the optimist and the pessimist, the difference is droll. The optimist sees the doughnut; the pessimist the hole!"
~Oscar Wilde~


Multiple Streams of Income

How To Generate A Lifetime of Unlimited Wealth!
by Robert Allen


In "Multiple Streams of Income", bestselling author Robert Allen presents ten revolutionary new methods for generating over $100,000 a year - on a part-time basis, working from your home, using little or none of your own money. For this book, Allen researched hundreds of income-producing opportunities and narrowed them down to ten surefire moneymakers anyone can profit from. This revised edition includes a new chapter on a cutting-edge investing technique.

Would you like multiple streams of lifetime income flowing into your life?

If you answered "YES!", then you will profit from Robert G. Allen's new book, Multiple Streams of Income. In these pages, the bestselling author of the #1 megahits Nothing Down and Creating Wealth will teach you how to create Multiple Streams of Lifetime Cash Flow. You'll learn 10 revolutionary new methods for generating over $100,000 a year-on a part-time basis, working from your home, using little or none of your own money.

Bestselling financial author and mentor Robert Allen has researched hundreds of income-producing opportunities and narrowed them down to 10 surefire moneymakers for the new........



MoneyMatters101.com logo