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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of October.

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting A Business: Competition is a good thing in a healthy business environment because it opens the door to economic growth by giving consumers a wider choice of products and services that they would not........


Social Security: It only takes a minor mistake on a Social Security disability claim form to activate a denial decision. When processing your Social Security disability claim, always have the correct information including the exact dates that constitute the filing of your claim. This includes........


Credit and Debt: In overly simple terms, after 1971, money became debt. For the economy to expand, you and I had to get into debt. That is why credit cards came in the mail; and home equity loans were available to people who had less than stellar........


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Teenagers And Technology

High tech games and devices have always been popular but today, some people believe that teenagers have become addicted to them.

Technology has always been popular but today, many people believe that teens and young adults are addicted to it, although not necessarily in a bad way. They spend a lot of time playing with electronic devices at an early age, some as soon as they are old enough to hold them, and as they grow into their teenage years, they already know how to operate them with amazing proficiency.

Since modern technology began back in the days of transistor radios, pin ball machines, and calculators, teens and young adults have gravitated towards hand held computers, video games, cell phones, ipads, ipods, tablets, notebooks, portable televisions, and other electronic devices that are designed for comfort and mobility.

Technology is expanding rapidly in everything we do so many school districts around the country have begun offering computer training as part of their curriculum to children as early as pre and elementary school. Although children think of using computers in the classroom as fun, they are not there just for games and entertainment, but as training tools for the future because computers and the internet is fast becoming the way of the world. They are taught to learn basic computer skills, learn how to use computers to research information, download information to app's, go on testing website's, and use computers for classroom projects.

This is great for manufacturers who make millions of dollars each year catering to the wants and needs of teenagers. Companies are well aware that teenagers are a powerful purchasing force that can not be ignored. They also know that at any given time, the whims of teenagers can........


"Learning is a treasure that will follow its owner every where."
~Chinese Proverb~


Managing Your Money

There are many people who cannot balance their own check books.

Ultimately, I am responsible for managing my own hard earned money and whatever the end results, I can look in the mirror and say, "I'm responsible. I'm going to make sure that my money stays with me and I'm going to make sure that it grows."

If you look at your money and if you are pleased with what you see, more than likely you have done alright financially. But if you are not pleased with what you see, then there must have been a misstep with your money somewhere along the way. How you manage your money says volumes about you and your ability to understand the need for good financial health and stability, now, and in the future. Understanding money management techniques is vital to your success.

You may have to reorganize your assets, restructure your day to day finances, make adjustments to spending habits, and make a new start with the disposition of your money, if you want to regain control and move forward. It is never too late to start or reinvent an effective management plan for your money and your other assets. You have to make a new start by putting your money in sound "investment vehicles" to maximize returns and to make your money grow.

First of all, you have to understand that you can use money as a means to accumulate wealth, but when handled wrong, money can leave you in........


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Definition of the week...What is a General Partnership?


"Have patience. All things are difficult before they become easy."



How Wall Street Is Fleecing You and Ruining America
by Leland Faust

Leland Faust unmasks Wall Street's unsavory tactics in powerful detail by giving readers a high-level view of how the financial services industry misleads them, overcharges them, and exposes them to needless risk. He documents the financial industry's alluring come-ons, airbrushed risks, high-stakes gambling, half-truths, misleading statements, outlandish predictions, tricks to overcharge customers, bad deals, and outright fraud by the most prominent and renowned of Wall Street's players.

A Capitalist's Lament is about what happens when financial firms and their employees forget whose interest they are supposed to protect. It shows how making foolish or wrong predictions is of no consequence to those who make them and how Wall Street luminaries with poor track records still garner celebrity status. Most of all, it spotlights how Wall Street manipulates the system and furthers its own interests at its customers' expense and puts us all at great risk. Here is what you need to know to protect yourself from........


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