You don't have to have credit, but it's hard to go through life without it.
Credit is the arrangement for the purchase and ownership of something of value or the use of goods and services for which payment is deferred to a later date, which also includes the borrowing of money and the use of money through the ownership of credit cards and lines of credit.
As far as credit is concerned, your reputation as a borrower is directly linked to your credit history which is determined by information given to and disseminated by credit reporting agencies or bureaus. This is done by use of a credit report that keeps tabs on your credit history based on your name, address, and social security number.
No one has to have credit but it is almost impossible to go through life without ever having credit in one form or another. Unless you can pay cash for everything you purchase, credit is a real necessity of life. Most people who work for a living and........
"No person can be a great leader unless he takes genuine joy in the successes of those under him."
Drugs And Drug Addiction
Billions of dollars are spent each year on drugs, including drugs that are approved and regulated by laws and those that are sold illegally.
Drugs can find a way into the hearts and minds of the people you respect, love, and cherish. If you take a look around, there may be someone, a son or daughter, a husband or wife, co-worker, or your own mother or father, who is addicted to one type of drug or another.
Drugs are substances that have an effect on people in ways that may be either helpful or harmful, depending on the type of drug, the amount used, and how the mind and body reacts to it. One of the worst case scenarios for people using drugs is addiction. Addiction comes about when the users mind and body craves a particular drug in order function on a daily basis and it becomes increasingly hard for the user to stop using the substance.
Drug addiction is a worldwide problem that can make it's way into your life with relative ease. Addiction does not discriminate. It doesn't matter your age, race, gender, religious affiliation, or how many times you say it can't happen to you. The reality is that drugs are everywhere, even in your home right now.
The list of addicts you know may also include your minister or someone you fellowship with in church, a local police officer, mailman, mayor, your child's teacher, your neighbor, or your best friend. Because you don't see it doesn't........
"There's no good way to waste your time. Wasting time is just wasting time."
Whether you're a sales person, small business owner, or 9-to-5 working stiff, your path to happiness runs though your obsessions.
From the millionaire entrepreneur and New York Times bestselling author of The 10X Rule comes a bold and contrarian wake-up call for anyone truly ready for success. One of the 7 best motivational books of 2016, according to Inc. Magazine.
Before Grant Cardone built five successful companies (and counting), became a multimillionaire, and wrote bestselling books... he was broke, jobless, and drug-addicted.
Grant had grown up with big dreams, but friends and family told him to be more reasonable and less demanding. If he played by the rules, they said, he could enjoy everyone else's version of middle class success. But when he tried it their way, he hit rock bottom.
Then he tried the opposite approach. He said NO to the haters and naysayers and said YES to his burning, outrageous, animal obsession. He reclaimed his obsession with wanting to be a ........