Choosing When To Retire
An Excerpt from the Social Security Administration Pamphlet; Understanding The Benefits
Choosing when to retire is one of the most important decisions you will make in your lifetime. If you choose to retire when you reach full retirement age, you will receive your full retirement benefits. But if you retire before reaching full retirement age, you will receive reduced benefits for the rest of your life.
If you work past your full retirement age, you will get full retirement benefits no matter how much you earn. If you continue working and decide not to collect your retirement benefits until you reach age 70, you will get higher benefits when you retire. If you choose not to collect retirement benefits before you reach full retirement age, you should be sure to file for Medicare when you reach age 65. If you do not, you may have to pay a higher premium when you file later.
Full Retirement Age: If you were born before 1938, you were eligible for your full Social Security benefits on your 65th birthday. In 2003, the age at which full benefits are payable began to increase........
"Circumstances may cause interruptions and delays, but never lose sight of your goal."
Internet Job Search
The internet is a valuable tool for people who are looking for a job.
The internet has become a valuable tool for those seeking employment opportunities while providing leads to literally thousands of positions worldwide. There are many employment related web sites on the internet that can assist in locating potential employment through job databases so it may be to your benefit to visit more than one site.
Many provide resources to help with the application process and give information on how to advance in different career paths. Corporate web sites are designed to give information about the company and offer useful tidbits of data about the corporations goals, it's leadership, open positions, salaries, and answer questions about why you may want to apply for a job there.
The internet gives you the means of submitting your resume without leaving the comfort of your home or office which saves both you and the company time and........
"If you don't like the fruits you are growing, then change the seeds you are sowing."
All You Need To Know About The Music Business
Up to date on new business models including music streaming services
“The industry bible” (Los Angeles Times), now updated, essential for anyone in the music business—musicians, songwriters, lawyers, agents, promoters, publishers, executives, and managers—trying to navigate the rapid transformation of the industry.
For more than twenty years, All You Need to Know About the Music Business has been universally regarded as the definitive guide to the music industry. Now in its ninth edition, this latest edition leads novices and experts alike through the crucial, up-to-the-minute information on the industry’s major changes in response to today’s rapid technological advances and uncertain economy.
Whether you are—or aspire to be—a performer, writer, or executive, veteran music lawyer Donald Passman’s comprehensive guide is an indispensable tool. He offers timely, authoritative information from how to select and hire a winning team of advisors and structure their commissions and fees; navigate the ins and outs of record deals, songwriting, publishing, and copyrights; maximize concert, touring, and merchandising deals; understand the digital streaming services; and how to take a comprehensive look at........