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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of September.

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting A Business: Although women owned and operated businesses in the past, the numbers were relatively low compared to thoses started by men. That has changed dramatically over the past 50 years or so. Today,........


Social Security: Your Social Security number plays an important role in your life from the day your are born until the day you die. It is the bridge that connects almost everything in your life from your........


Credit and Debt: Things happen that can make retirement a little less secure.  Inflation, losses in the stock market, a collapse of the real estate market, accidents, long term illnesses, a buildup of debt, and other setbacks can make sweet dreams of retirement feel more like a........


Book of the Month




Real Estate

Most people usually buy one or maybe two homes in their lifetime.

Real Estate is the most tangible and enduring investment a person can make in his or her lifetime. Buying a home, farm, ranch, apartment building, or commercial property, has always been encouraged and it makes good business sense.

Most people who buy property, buy it solely as a place to live in and where they can raise a family. But in a broader sense, it is one of the most important investments you may ever make, and in many ways, it should be treated as a business venture.

Some people buy property and sell real estate solely for profit. These people are called real estate investors. The popular term used for this type of investing is "flipping." Flipping real estate is great for short and long term monetary gain.

Buying property is similar to having a savings account. You pay your mortgage note every month, and over time, the mortgage is paid down while your property, in most cases, increase in value. This is called equity buildup. In other words, you make money on your investment while maintaining the right to live in it and enjoy your property or hold it as a rental.

In recent years, property values have risen to such heights that many people of modest means have become financially secure just by virtue of owning property, whether a home, apartment building, commerical or industrial property, farm or ranch, or vacant lots. It doesn't matter if it's in a big city, a small or medium town, a farming community or a ranch, owning real estate is large part of the great American dream.

Real Estate or "real property" is considered to be land that has been developed for homes, apartments, commercial buildings and industrial structures including........


"The most unfortunate thing that happens to a person who fears failure is that he limits himself by becoming afraid to try anything new."
~Leo Buscaglia~


Global Warming

Whether you think global warming is real or not, it is always good to be prepared just in case.

Forces of nature can make changes to the world over long periods of time or they can make dramatic changes instantly. Either way, humans are not in control nor are we in a position to handle many of the consequences that may follow. This makes the issue of global warming a subject of debate that everyone should become involved in.

If global warming happens the way some scientists and politicians predict, we could see drastic changes in the way we live, where we live, and maybe the very survival of the human race. It paints a dire picture of the future of planet earth and even if you don't believe in global warming, it may still be wise to take certain precautions.

If global warming does take place, as the earth heats up and ocean levels rise, waterfront real estate in places like Miami, New York City, Baltimore, Los Angeles, San Diego, New Orleans, Houston, and the rest of the gulf coast region could find itself in serious trouble.

The affects would be felt, not just along the oceans but also up river in places like St. Louis, Memphis, Philadelphia, Washington, DC, Chicago, Sacramento, Pittsburgh, and other river cities. If the oceans rise, the outflow of water from rivers may cease and the back up could swamp inland areas as well.

It's not just real estate prices that would suffer. A rise in coastal water levels of only a couple of feet or more could affect the lifestyles of people everywhere. Over time, the economic affects would be be felt worldwide and the devastation could be more immense than you could ever imagine.

One of the real affects would be the dislocation of millions of people, not just in cities but in rural areas, too. Millions of acres of farm land, pastures, and ranches would become flooded causing hunger, disease, and........


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"Most of us end up with no more than five or six people who remember us. Teachers have thousands of people who remember them for the rest of their lives."
~Andy Rooney~



How to Go Big, Create Wealth and Impact the World
by Peter H. Diamandis and Steven Kotlerenty

From the coauthors of the #2 New York Times bestseller Abundance comes their much anticipated follow-up: BOLD—a radical, how-to guide to using exponential technologies, moonshot thinking and crowd-powered tools to create extraordinary wealth in your own life while simultaneously creating a world of abundance.

In Abundance: The Future Is Better Than You Think, Peter H. Diamandis and Steven Kotler explored how four potent emerging forces—exponential technologies, the DIY innovator, technophilanthropists and the rising billion—give us the power to solve many of the world’s grandest challenges and the potential to meet the needs of every man, women and child over the next two to three decades. In BOLD, they offer the next step: a highly practical playbook that arms today’s entrepreneurs, activists and leaders with the tools they’ll need to positively impact the lives of billions while making their biggest dreams come true.

BOLD unfolds in three parts. Part One focuses on the exponential technologies which are disrupting today’s Fortune 500 companies and enabling upstart entrepreneurs to go from ‘I’ve got an idea’ to ‘I run a billion-dollar company’ far faster than ever before. With advice garnered from their own experience and hundreds of interviews with Silicon Valley elite, the authors provide exceptional insight into how anyone can harness the power of 3D printing, artificial intelligence, robotics, networks and sensors, and synthetic biology—the very technologies enabling today’s entrepreneurs to tackle the kinds of enormous challenges that were once only possible for governments and major corporations. Part Two of the book focuses on........



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