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Quotes that inspire and motivate

A list of holidays, events, and special dates in the month of July

Scholarships For College Tuition: Click here for a list of scholarships that are offered in your state.

Starting a Business: Remember the story about King Midas and how everything he touched turned to gold. Some people have a special gift for always being right on the money when it comes to making business decisions and........

Grants For College:
Getting a college education is very expensive. Click here for a list of grants that can help you pay your tuition costs.

Social Security: Is Social Security taxed? Some states tax Social Security benefits while other do not. The Social Security Administration does not have the authority to withhold taxes for states or local jurisdictions. To find out if your state requires taxes to be paid on........

Credit and Debt: It is very important to pay attention to what is happening with your money because if you don't, you may end up with financial problems such as........


Book of the Month




Social Security: Benefits For Children

If a child is getting benefits based on your work, there are important things you should know about his or her benefits.

When a child reaches age 18

  • A child's benefits stop with the month before the child reaches age 18, unless the child is disabled or is a full-time elementary or secondary school student.
  • About five months before the child's 18th birthday, the person receiving the child's benefits will get a form explaining how benefits can continue.
  • A child whose benefits stopped at age 18 can have them start again, if he or she becomes disabled before reaching age 22. Benefits can also start again if the child becomes a full-time elementary or secondary school student before reaching age 19.

If a child is disabled

  • A child can continue to receive benefits after age 18, if he or she has a disability. The child also may qualify for SSI disability payments. Call us for more information.

If a child age 18 is a student

  • A child can receive benefits until age 19, if he or she continues to be a full-time elementary or secondary school student. When your child's 19th birthday occurs during a.........


"It's hard to be 100% better than your competition, but you can be 1% better in 100 ways."
~Rich Melman



Education is very important and its value should never be underestimated.

Learning is a never ending process that begins at conception and continues throughout life. No one has ever known everything there is to know because it is virtually impossible to obtain that much knowledge, although some people actually think they do know everything.

The education process is very diverse. It helps the learner develop mentally and intellectually while he or she acquires, and then builds on, the power of reasoning and judgment. It enhances the ability to disseminate thoughts and actions in a deliberate and effective manner.

The knowledge we attain as we go through life is stored within us. We learn from the things we see, hear, feel, taste, and smell. Our senses are valuable tools for collecting and disseminating information in the education process. We have the ability to store information and then recall it when it is necessary.

Much of what we learn is passed down by our ancestors, our grandparents and parents to us. Then we pass it on to our children and grandchildren and so on and so on.

The ability to learn is the common denominator that is present in all forms of life, from single cell organisms, to insects, birds, fish, plants, animals, and human beings. All living things have the capacity to learn, whether it's from formal or informal instruction, from instincts that are a part of natural selection, or from........


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Books make excellent gifts...

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Definition of the week...What is a franchise?


Congratulations 2015 NBA Champions Golden State Warriors

The National Basketball Association (NBA) is a professional basketball league with franchises located in major metropolitan areas in the United States and Canada. During preseason, games are sometimes played in cities outside North America.

Today, there are 30 teams in the NBA which is divided into two conferences, the east and the west. Each conference has three divisions and each division has........


"We must have a theme, a goal, a purpose in our lives. If you don't know where you're aiming, you don't have a goal."
~Mary Kay Ash~


The Lean Entrepreneur

How Everyday Entrepreneurs Are Navigating Risk And Uncertainty
by Brant Cooper and Patrick Vlaskovits

You are not a Visionary... yet. "The Lean Entrepreneur" shows you how to become one. Most of us believe entrepreneurial visionaries are born, not made. Our media glorify business outliers like Bezos, Branson, Gates, and Jobs as heroes with X-ray vision who can look to the future, see clearly what will be, imagine a fully formed product or experience and then, simply make the vision real.

Many in our entrepreneur community still believe that to be visionary, we must merely execute on a seemingly good idea and ignore all doubt. With this mindset, companies build doomed products in a vacuum; enterprises make ill-fated innovation investment decisions; and employees and shareholders come along for an uncomfortable ride.

Falling prey to the Myth of the Visionary confuses talented entrepreneurs, product managers, innovators and investors. It leads us to heartbreaking, costly and "preventable" failures in new product and venture development.

"The Lean Entrepreneur" moves us beyond this myth. It combines powerful customer insight, rapid experimentation and easily actionable data from the Lean Startup methodology to empower individuals, companies, and entire teams to evolve their vision, solve problems, and create value at the speed of the Internet. Anyone can be visionary.

"The Lean Entrepreneur" shows you how to........



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